Real appraisal work.
Real evidence. Real resolutions.
Explore selected IA Reports assignments involving total-loss valuations, rare and luxury vehicles, motorcycles, recreational vehicles and specialty damage assessments. Each case explains the appraisal question, the evidence reviewed and the resolution reached.
Each example concerns a different vehicle and appraisal question. Amounts are historical and should be interpreted using the same tax and settlement basis; they are not predictions of a future result. Detailed conclusions depend on the relevant evidence.
When the Vehicle Needs a Closer Look.
These cases required more than a generic pricing comparison. Vehicle specification, scarcity, condition and market relevance changed the analysis.
2011 Mercedes-Benz S63 AMG
Limited comparable supply, exceptional condition and the S63 AMG's specialized market required a broader valuation review.
Read the S63 AMG case →Settlement components may differ; these amounts are not a like-for-like ACV calculation.
2008 Lexus GX 470
When suitable GX 470 examples were difficult to locate, the appraisal expanded beyond ordinary listings to additional dealer-supported market evidence.
Read the GX 470 case →Different Vehicles. Different Valuation Questions.
A useful appraisal starts with the actual asset. The relevant evidence for a wagon, motorcycle or recreational vehicle can be very different.
2013 Audi A4 Allroad
Condition, wagon configuration and relevant comparable selection were reviewed through an in-person appraisal.
Read the Audi case →
RV / Travel Trailer
Configuration, condition and a narrower pool of comparable units required an RV-specific valuation approach.
Read the RV case →
2024 KTM 690 SMC R
Low mileage, equipment and the specialized KTM market were considered in the settlement review.
Read the KTM case →Figures are shown as documented. No arithmetic increase is stated because settlement components may differ.
Not Every Appraisal Is About Market Value.
Specialty assignments can focus on whether documented physical evidence supports a relationship between disputed damage and a repair or claim process.
2018 Subaru Forester 2.5i Touring
The owner reported additional damage after the vehicle had been handled through an insurance repair process. IA Reports reviewed the physical evidence, repair documentation and disputed damage to determine what conclusions could responsibly be supported.
Resolution: the documented findings supported a cash repair settlement after further appraisal review.
Read the specialty damage case →When Section 128 May Be Relevant.
Some Ontario automobile insurance valuation disagreements may involve the appraisal process under Section 128 of Ontario's Insurance Act where the applicable contract contains an appraisal condition. It does not apply automatically to every disagreement or every case shown here.
Read the Ontario Section 128 guide →