Vehicle Appraisals for Insurance Coverage
Need a valuation for your insurer? We document your vehicle’s value when you arrange or review insurance coverage.
Give Your Insurer a Clear Picture of Your Vehicle’s Value.
An insurer may request an appraisal for a classic, modified, specialty or other vehicle before offering or reviewing coverage. We prepare a vehicle-specific valuation that considers its equipment, condition, documented work and relevant market evidence.
How We Help
- Confirm the intended use and the insurer’s stated report requirements.
- Review vehicle details, condition and relevant restoration or modification records.
- Prepare a written valuation with its basis, assumptions and effective date.
Who This Service Is For
For owners arranging or updating insurance and insurers requesting a documented vehicle valuation. This is separate from challenging a total-loss settlement.
Will the appraisal set my insured value?
The report provides an opinion of value for the insurer to consider. The insurer decides the coverage, terms and value it will accept.
What should I ask my insurer first?
Ask whether it requires an appraisal, who may prepare it, whether an inspection is required and what information the report must contain.
Practical Appraisal Guidance
Market Value, Replacement Cost and Agreed Value Are Different
An appraisal should use the value definition relevant to the requested insurance purpose—not assume every policy uses the same settlement basis.
Policy purpose
Identify whether the insurer requests market value, stated value, agreed value or another specific valuation basis.
Vehicle details
Supply verified specifications, modifications, equipment, condition and photographs.
Insurer acceptance
Confirm the insurer’s required form, appraisal date, inspection expectations and endorsement conditions.