Diminished-Value Appraisals
Has a collision affected your vehicle’s resale value after repairs? We assess the potential loss in market value.
Repairs and Market Value Are Different Questions.
A repaired vehicle may sell differently from an otherwise comparable vehicle without the same collision history. A diminished-value appraisal examines whether the documented damage and repairs have affected market value, using the vehicle’s characteristics and relevant evidence rather than assuming every repair creates a fixed loss.
How We Help
- Review collision history, repair records and current condition information.
- Consider vehicle age, mileage, prior history and relevant market evidence.
- Prepare a written assessment of any supported reduction in market value.
Who This Service Is For
For vehicle owners and professional clients seeking a post-repair value assessment. This is separate from a total-loss valuation dispute.
Does every repaired vehicle have diminished value?
No. The conclusion depends on the vehicle, damage and repair history, prior condition and available market evidence.
Does a report mean an insurer must pay?
No. Recovery depends on the applicable policy, jurisdiction and circumstances. A valuation report does not establish an automatic entitlement to compensation.
What the Appraisal Measures
A diminished-value appraisal addresses a market-value question following documented damage or repair history. The report may examine the vehicle's condition, market response and relevant evidence. Whether an insurer or another party must compensate that loss is a separate legal or coverage question; the appraisal does not guarantee recovery.
Contact IA Reports to confirm the appropriate report scope and any applicable fee before work begins.
Practical Appraisal Guidance
How a Post-Repair Value Question Is Investigated
Repair costs and the market effect of a collision history are different questions. A diminished-value opinion considers the evidence, not an automatic percentage of the repair invoice.
Before and after
Identify the vehicle, pre-existing condition or history, and available post-repair documentation.
Nature of damage
Consider where damage occurred, its severity, quality of repairs and any unresolved condition issues within the agreed scope.
Market response
Assess whether relevant market evidence supports a difference between otherwise comparable vehicles with different documented histories.