A low settlement should be challenged with specific evidence, not only a request for more money. Start by obtaining the complete valuation report, verifying the vehicle information and identifying the exact comparables or adjustments that may be affecting the offer.
Ask for the valuation report and a breakdown showing how the vehicle value, tax, deductible and other claim items were calculated.
Confirm that the report values the correct vehicle and that the selected market evidence is reasonably comparable.
Explain what is wrong, why it matters and what evidence supports the proposed correction.
Read the insurer valuation line by line before responding.
Collect records that prove the vehicle's specifications and condition.
Research comparable vehicles and address material differences.
Present a written, evidence-based valuation position and preserve all correspondence.
Before accepting, review the valuation and confirm the vehicle information, comparables, adjustments, taxes and deductible presentation.
Yes. Owners can identify factual errors and provide market evidence. Professional support becomes more useful when the report is complex or the value difference is material.
A dispute can add time because evidence must be reviewed. Starting early and providing a complete, organized file can reduce avoidable back-and-forth.
General information only. Policy wording, claim facts and applicable law control. IA Reports does not guarantee a settlement increase or specific result.
Tell us about the vehicle or assignment. Your information and selected documents will be submitted directly to IA Reports.
