When a vehicle is written off and the insurer's offer appears too low, IA Reports reviews the valuation report, verifies the subject vehicle and develops an independent market-supported opinion using evidence relevant to the province and vehicle category.
The complete insurer valuation and settlement breakdown are reviewed together.
Material differences can arise from incorrect data, weak comparables or adjustments that are not clearly supported.
Total-loss disputes are not limited to ordinary passenger vehicles.
Provide the insurer valuation and settlement amount.
Identify factual, comparable and adjustment concerns.
Research the relevant Canadian market and document the value opinion.
Provide the report for claim consideration and explain the next steps.
Yes. Canada-wide assignments are considered. The applicable policy, provincial process and available market evidence are reviewed for each file.
No. The value difference should be material and supportable. The complimentary review is intended to identify whether a formal report makes sense.
No. IA Reports provides an independent opinion and supporting evidence. The insurer remains responsible for its claim decision.
Assignment availability, inspection requirements and report scope are confirmed after file review. IA Reports does not guarantee acceptance by a third party or a particular financial, legal or insurance outcome.
Tell us about the vehicle or assignment. Your information and selected documents will be submitted directly to IA Reports.
