If your vehicle has been declared a total loss, IA Reports can review the insurer valuation, identify supportable issues and handle the appraisal process from start to finish.
Complimentary Initial Review
We review the available valuation documents and explain whether an independent appraisal may be appropriate.
Review the insurer's valuation report and settlement offer
Confirm vehicle specifications, trim and options
Identify potential comparable and adjustment concerns
Explain the appraisal process and information required
Documents That Help
Insurance valuation report or settlement offer
Vehicle photographs and VIN
Maintenance and repair invoices from the previous 12 months
Factory options, packages and modification information
Comparable listings you believe are relevant
From Review to Resolution
We handle the appraisal portion A–Z.
Review the insurer valuation and current written offer
Verify vehicle specifications, mileage, options and condition
Research relevant comparable vehicles and market evidence
Prepare the independent appraisal report
Communicate with the adjuster when authorized
Support the valuation position through the appraisal process
Pricing & Scope
Clear terms before work begins.
Case-by-case service pricing
Each file is reviewed individually. Pricing depends on the vehicle, required appraisal scope, complexity, inspection needs and supporting research. We confirm the applicable fee and terms before paid work begins.
What's the difference between disputing it myself and hiring an appraiser?
You can dispute a valuation yourself. An independent appraiser brings a structured valuation process, vehicle verification, market research, adjustment analysis, written reporting and professional communication with the insurer.
How much more can my vehicle be worth?
The potential difference cannot be responsibly estimated until the vehicle and insurer valuation are reviewed. Our initial review is designed to identify whether there are material issues worth pursuing.
What if IA Reports agrees with the insurer's valuation?
We provide realistic expectations. Our role is to assess the evidence, not manufacture a higher number. If the available evidence does not support a meaningful difference, we will explain that.
What Happens Next
1
Vehicle Verification
We verify the subject vehicle, valuation documents and available records.
2
Comparable Research
Relevant listings and market evidence are identified and screened.
3
Adjustment Analysis
Mileage, condition, equipment and other material differences are analysed.
4
Valuation Reconciliation
The available evidence is reconciled into a supportable valuation opinion.
5
Report Delivery
A structured digital report presents the evidence, analysis and conclusion.
Gursimran Saggu | Appraiser Direct appraisal contact at IA Reports.